Financial Advisory Services That Help You Prosper, Succeed and Thrive.
With advice based on your goals and needs, we work hard to build trusted ongoing relationships.
How Margaret Can Help You
One of the most valuable business lessons I have learned with finances is this.
You need to have a clear and concise mission, vision, and purpose.
Our company 'why' is to help you, our friend and client, live a more meaningful, empowered, successful life.
Specifically, my mission is to help my clients to implement a personalized wealth strategy that empowers them to live a more fulfilling life and ensure a future of fulfillment of their dreams.
My first goal when working with you is to gain some clear and concise clarity around your purpose and your passion. It’s important that I find out your why.
Why you are saving on a regular basis, what you’re investing in, and what are the best ways to pursue and manage your wealth.
It is with rare exception that my clients aren't after the same end result—which is a more meaningful and successful life.
Here’s something I help my clients with. My clients end up realizing that as they work with me, their financial situation just gets better. They also realize that money and wealth are simply tools to get them… where they want to go. I do all the heavy lifting.
I help give you the necessary tools that give you and your family more time doing what you love – I give you tools with the people you love.
Tools that remove uncertainty. Tools and strategies that afford you and your family more opportunities to give to those less fortunate, and so on.
Money and wealth are the means, not the end.
Without that clarity, my job can be difficult.
There is, however, a differentiating factor: Every client comes to me with a unique financial situation and definition of what financial independence and a meaningful life is to them.
Debt Management
If you're in debt, we can help you get out of it in a very short time.
Retirement Planning
It's smart to start saving early so you can retire worry free.
College Funding
Your kids future is important. Start saving for the college today.
Estate Planning
We will help you develop a strategy for your assets.
Tax Planning
Why pay more if you can save more money for yourself.
Investment Advice
We will guide you on how to invest your money to get more back.
I then take a three-step approach:
The Present – What I call the here and now.
Let me ask you this. What do you consider to be the biggest obstacle preventing progress from where you are currently to where you want to be in five years? To verify 'biggest' I look for worry, fear, uncertainty, and frustration—the emotions you attach to the underlying obstacle
Your Future Horizon - 5-20 years into the future.
What are the most important parts of your life right now? What are your values? The answers are what gives you the most meaning. This is what you are working toward to become financially independent.
The Legacy - The final stage of life.
o What is your life about and what stamp do you want to leave on the world? Decisions made today are the causes of future results. The goal for me as your agent is to align your decisions with your optimal values-based, long-term results.
Uplevel Your Finance ~ Online Course
Uplevel Your Finance is an online course that will help you plan for a successful financial plan to help you secure your future for those you love most.
It's time for you to stop stressing and finally take control over your finances forever. Learn more about the online course.
ACHIEVING FINANCIAL INDEPENDENCE AND THE ALL IMPORTANT "WHY"
It’s my mission to identify what you really want, by listening and also to help you create a more personalized wealth strategy to get you to where you want to go financially.
There are three steps that I’ve discovered that can help you… attain your goals faster.
The first step is for you to identify the financial phase of life you are in. I find that everyone is different, but we’ll talk to you, listen intently and then find out where you’re at.
The GROWTH phase of life is where your focus is most likely on building wealth. This is usually early on in your life and career. During the growth phase is when you identify what it will take to achieve that financial independence you’re seeking.
When that phase is identified and achieved, then the INCOME phase can begin.
The focus in this phase is generating the highest and most tax efficient income from your accumulated assets. This is where you want to get the most bang for your buck. A lot of people forget this phase and end up giving away lots of their money needlessly when they could have kept it.
What I tell my clients is this. This loss of money… does not have to happen.
Then, once we’ve handled the income phase, we go to the last phase.
LEGACY is the last phase.
This phase represents a phase where you’re leaving your assets behind smoothly and efficiently with all relevant parties kept in the loop. This is something a lot of people think they’re doing when in fact, they are not.
A good wealth strategy can be designed to empower you to achieve an outcome with the highest degree of certainty possible. When I analyze a person's finances, I want to know answers to the following questions:
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Do your current assets control your risks?
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Is there sufficient ongoing savings?
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Do you have a thoughtful, well executed spending plan?
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Which assets are the most consistent?
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Which assets are best for your income?
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Which assets are the most tax efficient?
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Are some assets better to pass through to an estate than others?
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How will income from this asset be taxed in the future?
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What is plan B during inevitable market volatility?
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How is this asset impacted by inflation?
Schedule your free 1-on-1 consultation
Margaret will help you figure out how you can secure your future. After the consultation, you will feel more optimistic about your life.
How We'll Get Started
The process is simple so you don't have to worry about anything
Consultation
Schedule a free consult with me.
Your Plan
I will determine the right plan for you.
Implementation
You will be given a clear strategy.
About Margaret Justinich
I am Margaret Justinich, a financial strategist helping mothers, who do not like numbers and have no idea where all the money goes at the end of the month. If you find it difficult to balance a check book or have money set aside as rainy day funds for emergency expenses, I can help you to find a better solution on how to handle your finance so you can have more confidence in getting your money work for you rather than you working hard for the money.
Are you ready to take your finances to the next level starting today?
Schedule a 1-on-1 meeting with Margaret by applying below.