My actual course is 6 modules in 6 weeks but I am adding 1 bonuses to make it 7 weeks. The one bonus class will be Wrapping It All Together and College Planning Information.
Acknowledge: Your current position ( asset / liabilities) and where you would like to go.
Activate: Methods of cutting down debt. By adopting some of the habits of self-made millionaires.
Achieve: Once you achieve your goals, you will not have to worry about outliving your income in retirement. You can do what you want, at the time and place you want where money is no longer a concern.
Your mission, should you choose to accept it, is to design and implement a custom financial plan in the next 50 days so you can form new habits of saving, paying off debt, getting more cash flow for your family so you can feel more relax and sleep better at night.
If you choose to commit and so desire, you can schedule a free 15 minutes consultation with me to talk with one another, either by Zoom or a phone call so we can have a chat between two adults to see whether this is right for you and your style working together.
I am Margaret Justinich, a financial strategist helping mothers, who do not like numbers and have no idea where all the money goes at the end of the month. If you find it difficult to balance a check book or have money set aside as rainy day funds for emergency expenses, I can help you to find a better solution on how to handle your finance so you can have more confidence in getting your money work for you rather than you working hard for the money.
I love working with people and have been in the helping profession for the last three decades. I understand the difference between adults from children's learning and I would like to provide you with the experience that you can implement to get the results that you are looking for. I believe we all have the power to become who we want to be if we set our mind and committed to it.
Module 1
Awareness & acknowledging your current financial standing, any disempowering habits & believes.
Decide to make changes to improve your situation. Clarity on what steps you have to take.
Committing to follow the process.
Your confidence will increase and you will potentially be less anxious about your future.
Module 2
Debt elimination.
Spend less than what you earn.
Understand the importance of compound interests, how it can work for or against you.
Using automation to start increasing your saving.
Building an emergency fund. Know your priorities.
As your cash flow increases, you now have the option in getting protection for yourself and your family.
You can start rewarding yourself on your wins & keep the momentum going.
Module 3
Leveraging the 7702 financial pocket knife to build your financial safety net.
You will then realize the power of what this could achieve for you (e.g. Protection on critical, terminal illness.)
Avoidance of probate.
Inflation hedging
Stock market loss protection
Debt elimination.
Favorable loans.
Liquidity and flexible usage.
Module 4
Long Term Care.
Understanding the risk of needing this service is in the 70 % of people age 65 & over.
Counting on your own savings might not be sufficient as cost of care is rising much faster than inflation.
It will create conflict/ burden for your family members if you are solely depending on them for care.
Generally, it is a myth that your health insurance or disability insurance will cover your care.
You can spare your family members/love one suffering from physical, emotional and mental stress when they become your sole care-taker.
Module 5
Estate Planning & Annuity
Avoid paying high lawyer fees & long waiting time in settling your estate.
Your information will be open to the public and you will lose all privacy.
In case of the doctor declaring you no longer are capable mentally in making decisions, your rights will be assigned to someone else.
Annuity a tool to receive life-time income- It will act as your own pension fund even though you might not have a company pension.
Module 6
Tax strategy
The Taxable, Tax deferred and Tax Free buckets
Using entrepreneurship as means to lower your taxes and allowing you to follow your passion/ dreams.
With the trillions in government deficits, the likelihood of rising taxes is most probable.
If you want to keep more of your income, this will definitely give you an edge on prior planning
Module 7 BONUS
College Planning
Strategies on where to put your money into that will not hurt your child from getting financial aid
What is available to help your child get into the university/college that they desire.
© Uplevel Your Finance 2021
